Groupe BPCE
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Compagnie Européenne
de Garanties et Cautions

Tour Kupka B
16, rue Hoche
TSA 39999
92919 La Défense Cedex

Phone +33 (0) 1 58 19 85 85

Senior Management

  • Catherine Halberstadt


  • Anne Salle-Mongauze

    Anne Sallé-Mongauze

    Chief Executive Officer


Compagnie Européenne de Garanties et Cautions (CEGC), the only multi-market player of its kind in France, offers a wide range of financial surety and guarantee solutions: home loan guarantees granted to individual customers; investment loans granted to professionals and to entities active in the social economy and social housing sector; contractual, fiscal or regulated guarantees granted to companies, and financial guarantees for real-estate professionals (builders of individual houses, real-estate developers, property managers, real-estate agents, etc.).

2021 figures

loss ratio

15% (claims/gross earned premiums)


secured loans



2nd largest guarantor of real estate loans granted to individual and a benchmark operator in all of its markets