Groupe BPCE
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Caisse d'Epargne CEPAC

1 Place Estrangin Pastré
BP 108
13254 Marseille Cedex 6

Phone +33 (0) 4 91 57 20 00

Senior Management

  • Bernard Niglio

    Chairman of the Steering & Supervisory Board

  • Joël Chassard

    Chairman of the Management Board


CEPAC has become a benchmark for banking excellence in metropolitan and overseas France. It boasts more than 3,200 employees, 312,000 cooperative shareholders, and 250 branches serving nearly 1.6 million individual customers and 10 business centers dedicated to corporate customers, local authorities, entities active in the social economy, social housing bodies, mixed-economy companies, and real estate professionals.

A financial institution committed to diversity, the CEPAC savings bank covers a vast territory that includes 10 départements (the Bouches-du-Rhône, Vaucluse, Alpes-de-Haute-Provence, Hautes-Alpes, Corsica, Reunion Island, Guadeloupe, Martinique, Guyana and Mayotte) and 3 overseas communities (Saint-Pierre-et-Miquelon, Saint-Barthélemy, and Saint-Martin).
It pursues its activities on 3 continents across 8 different time zones, thereby making it more accessible to its customers. 30% of its activity is now generated in French overseas possessions.
Every year, it invests in new corporate patronage and partnership activities, focused on three areas: sports, culture, and education.

2018 figures

312,000 cooperative shareholders


1.6m customers


3,200 employees


250 branches


net income



net banking income



Loan outstandings



Customer deposits





2018 Institutional brochure

Rapport annuel 2018 CEPAC