Groupe BPCE
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Caisse d'Epargne CEPAC

1 Place Estrangin Pastré
BP 108
13254 Marseille Cedex 6

Phone +33 (0) 4 91 57 20 00

Senior Management

  • Jean-Charles Filippini

    Jean-Charles Filippini

    Chairman of the Steering & Supervisory Board

  • Christine Fabresse

    Christine Fabresse

    Chairwoman of the Management Board


The Caisse d'Epargne CEPAC, a major banking player in the Mediterranean arc and French overseas territories, is a cooperative banking institution. It has more than 3,180 employees, 306,000 cooperative shareholders, 242 branches serving nearly 1.5 million customers, and 10 business centers dedicated to businesses, local authorities, the social economy, social housing organizations, semi-public companies, and real estate professionals. The Caisse d'Epargne CEPAC also boasts a wide range of specialized business lines including structured finance, private equity, and real estate investment.

A bank actively embracing the values of diversity, the Caisse d'Epargne CEPAC is firmly established in a vast territory covering 13 French départements and/or local authorities (Bouches-du-Rhône, Vaucluse, Alpes-de-Haute-Provence, Hautes-Alpes, Corsica, Réunion Island, Mayotte, Guadeloupe, Saint-Barthélemy, Saint-Martin, Martinique, French Guiana, and Saint-Pierre-et-Miquelon). The fact that it operates on 3 different continents and in 6 different time zones provides its customers with easy access to its services. Thirty percent of its activities are now pursued in French overseas territories.

Sport & Patronage

Every year, the Caisse d'Epargne CEPAC invests in sponsorship and partnership initiatives focused on three areas: sport, culture, and social solidarity. It plays an active part in the life of its territories by supporting numerous regional sporting and cultural events. The company's sponsorship and partnerships remain faithful to its values of maintaining a strong local presence and developing social solidarity (Olympique de Marseille soccer club, Provence Rugby club, Rapaces de Gap ice hockey team, the Voiles de St Barth regatta, the Raid des Alizées women’s sporting adventure, the MUCEM Museum of Civilizations of Europe & the Mediterranean, the CEPAC Silo performance hall, the TEATS arts centers in Reunion Island, the Grand Raid de la Réunion mountain ultramarathon race, etc.)

The Caisse d'Epargne CEPAC, via Groupe BPCE, is a Premium Partner of the Olympic & Paralympic Games Paris 2024. By joining the ‘Performance Pact’, a national scheme launched by the French Ministry of Sports, the Caisse d'Epargne CEPAC is supporting a team of seven athletes.

2021 Figures






315,000 cooperative shareholders


1.5m customers


3,150 employees


241 branches


net income



net banking income




There are moments that count in the life of a region

Discover the history of the Caisse d'Epargne CEPAC, from the creation of France’s very first savings bank in Paris in 1818, to the present day: a journey through 200 years of history of a bank deeply rooted in its local region.