Groupe BPCE
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Commitments to
green growth
.

Many sectors of the economy have now entered a cycle of continuous improvement with a view to seizing the opportunities provided by green growth as a source of innovation and the creation of jobs that cannot be outsourced. Groupe BPCE supports its individual and professional customers in financing this energy, ecological and social transition in their regions. It promotes the environment through the activities pursued by its different business lines and has €10.8 billion in outstandings* devoted to financing the energy transition.

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We support our clients in transforming their lifestyles 

Going further in the energy efficiency of buildings

Since 2009, we have continuously taken action to improve the thermal performance of residential buildings.

  • A major player in the zero interest rate eco-loan (Éco-PTZ), which enables borrowers to finance energy renovation work on housing.
  • 66,000 Éco-PTZ loans representing €508 million (stock) as at December 31, 2019.
  • 22,000 projects financed, representing €142 million of loan outstandings, thanks to loans from the Sustainable Development passbook savings accounts offered by the Banque Populaire banks (PREVair) and the Caisses d'Epargne (Écureuil Crédit DD) as at December 31, 2019.

Encouraging green mobility

We have designed specific products to encourage our customers to move towards low-carbon or carbon-free mobility. Thus, the AUTOVair solutions provided by the Banque Populaire banks and the Ecureuil Auto DD products of the Caisses d'Epargne offer customers preferential rates when they acquire hybrid and electric vehicles, including electric assist bicycles (EABs). 

  • 17,000 vehicles financed for a total of €130 million as at December 31, 2019 (stock).

Regarding insurance, Natixis Assurances offers lower prices to individuals whose vehicles travel less than 8,000 km per year. Savings of up to 30% are even offered to owners of electric vehicles. Eco-driving courses are also offered as part of the support provided to customers. 

We support companies towards a more responsible growth model

Ecological transition as a means for greater competitiveness 

As the leading bank for SMEs and the 2nd largest bank for tradespeople/small shopkeepers, Banque Populaire has set up a specific financing tool to support its professional customers in their ecological transition. This loan enables them to finance work aimed at optimizing the energy efficiency of their buildings and machinery, managing their waste or polluting emissions, and installing renewable energy equipment.  

  • 1,154 projects financed for a total of €142 million as at December 31, 2019 (stock).

Cutting-edge expertise regarding renewable energy

While we are one of the front-ranking players in renewable energy financing, we are also expanding our support for companies thanks to the expertise of several subsidiaries specializing in this field, such as Grand Ouest Environnement, la CEPAC, Hélia Conseil  and Natixis Energeco.

In this way, Groupe BPCE mobilizes the full extent of its skills and expertise in structuring financing solutions tailored to the complexity of its customers' projects.

Find further details of our commitments to green growth in our Registration Document.

* As at December 2019: renewable energy outstandings + energy-efficient building renovation loans + green equipment for professionals and SMEs + financing of green vehicles

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