A Group with a positive impact

Groupe BPCE offers an all-encompassing approach that respects planetary limits while meeting societal needs, providing concrete solutions for all to support the transitions toward a more sustainable and inclusive world.

Making a positive global impact

The cooperative business model of Banques Populaires and Caisses d’Epargne, combined with the banks’ strong local presence, means that Groupe BPCE has been a ‘positive-impact’ financial institution since the moment of its creation and thanks, in particular, to its commitment in recent years to decarbonizing the economy. The global business lines of Groupe BPCE – Natixis CIB and Natixis IM – are positioning themselves as key global players in a world in transition. By 2030, the impact revolution will be driven by our ability to enable the greatest number to benefit from these changes: this is what we mean by ‘impact for all.’ Our global positive impact is based on the strength of local solutions accessible to all. We play an active role in bringing together local stakeholders and will pursue regionally-based projects for the protection of our natural heritage.

Our cooperative, non-financial, and financial performance enables us to chart our growth over the long term.

In our capacity as bankers, insurers, and asset managers, we pursue our business activities in close liaison with the needs of our clients, including the most vulnerable people among us. Our business model of a relationship-focused banking group covering local and regional needs enables us to provide extensive support to our clientele of individual and professional customers, retailers and artisans, public sector entities and business organizations, irrespective of their size. In France, Groupe BPCE provides an array of local services essential to its 35 million clients and to the French economy in general. In the international arena, Natixis CIB and Natixis IM provided recognized expertise and position themselves as their clients’ ‘go-to’ partners, offering customized products and consultancy services.

Faced with major environmental and social challenges, Groupe BPCE is strengthening its positive impact by leveraging its cooperative nature across all its territorial regions, deriving pride and strength from the multifaceted nature of its activities. Everywhere, our brands and expertise combine their strengths: Banque Populaire, Caisse d’Epargne, Natixis Investment Managers, Natixis Corporate & Investment Banking, Banque Palatine, Oney.

Valérie Combes-Santonja Chief Impact Officer, in charge of steering Groupe BPCE’s environmental and societal impact
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Making people our core priority

Our cooperative DNA means that people are the core priority of our business model. Our cooperative banks are owned by our cooperative-shareholder clients who play a central role in their governance and take part in the decision-making processes. This model also finds expression in our approach to combining economic, environmental, and societal performance over the long term. It is founded on cooperation, dialogue, and a deep understanding of our clients.

Local initiatives for a global impact

Our local roots allow us to focus our actions on the local level, inspired by the idea that this is where this is where it is possible to begin building a desirable and sustainable world. Both in France and abroad, our companies contribute to a more sustainable form of economic and social development within the local region or part of the world in which they are located.

Acting for a more sustainable and inclusive world

The transition towards a more sustainable and inclusive world requires everyone to play their part.

Proud of its role in society, aware of its economic, social, and environmental footprint, our Group mobilizes all its stakeholders – clients, cooperative shareholders, employees, suppliers, and private/public economic actors – around ESG issues, and heightens their awareness about what is at stake, in order to make the impact accessible to all.