Performance at a glance

“Consolidated Results for Q4 and full-year 2024 2024 will have marked a return to performance for our group, as illustrated by improved results in all our business lines and by the momentum of our strategic plan, Vision 2030. After dreaming big, we’re now executing well: we are on the move and the many initiatives launched in recent months are showing up in our results”, says Nicolas Namias – CEO of BPCE

Strong financial performance with PNB 2024 €23.3 bn (+5% in 2024 YoY); Net income (Group share) 2024 €3.5 bn (+26% in 2024 YoY); Net income (Group share) Q4-24 €913 m (+140% in Q4-24 YoY).

Proactive management of our financial aggregates with COST OF RISK in 2024: 24 bps below our guidance and CET 1 RATIO at end-December 2024: 15.6% integrating pro forma the coming impact of SGEF and Nagelmackers acquisitions.