A full-service retail bank for individual and professional customers
The Caisses d'Epargne offer a comprehensive range of banking and insurance solutions for individual and professional customers (self-employed professionals, craftsmen, small retailers, franchise-holders, etc.): savings and private banking products, real estate loans, consumer credit, property, provident and health insurance policies, etc. They provide their customers with a full range of digital services designed to simplify their daily lives.
The Caisses d'Epargne also actively support female entrepreneurship
Catalyst for regional dynamism
The Caisses d'Epargne support regional decision-makers by setting their actions within a framework of long-term, trusting relationships. The banks maintain close ties with their customers in terms of interpersonal relations and the decision-making process to guarantee efficiency and responsiveness: business leaders, players active in the social and solidarity-based economy as well as in the social housing sector, representatives of local authorities or associations, etc. They provide them with appropriate and innovative solutions in terms of financing, payments, cash flow management, investments, employee savings and retirement schemes.
Society: sustainable and positive impact at a local and regional level
The social and environmental responsibility of the Caisses d'Epargne has formed an integral part of their history since the moment of their creation.
To ensure their economic performance over the long term and a positive impact on their regions, the Caisses d'Epargne have adopted a national framework to guide the way each Caisse d'Epargne develops its own cooperative, social and environmental strategy. The goals of this strategy are to make the French savings banks key players in the transformation of their territories and the local economy, to encourage their employees and cooperative shareholders to become “cooperative players” and anticipate the needs of society in order to build progressive solutions.
In 2019, the Caisse d'Epargne came second in the gold prize for retail banking (Corbeille d'Or Réseau) awarded by the monthly business magazine Mieux Vivre Votre Argent. It also won two citations: one for the best range of equity funds and one for the best SRI range.
These awards highlight the French savings bank’s expertise in financial savings as well as the quality and diversity of the solutions offered to all its customers.