CASDEN Banque Populaire



In its capacity both as a cooperative bank specifically founded to serve members of the French civil service and as a company active in the social and solidarity-based economy, CASDEN Banque Populaire helps public sector employees realize their projects and offers them a comprehensive range of savings products, loans and guarantees under the best terms.

1 bis, rue Jean Wiener
77420 Champs-sur-Marne
Phone : +33 (0) 1 64 80 70 00

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CASDEN – Institutional presentation

 

LaChaineCASDEN

CASDEN Banque Populaire was founded in 1951 for public sector staff working in the fields of education, research and culture. Since December 2015, it has been the cooperative bank for public sector employees. Now counting close to 1.8 million cooperative shareholders, it aims to become the reference bank for public sector employees, by responding closely to the expectations and needs of its members.
Originally created by and for teachers, CASDEN Banque Populaire is today a cooperative bank serving the entire French civil service. It shares with its cooperative shareholders the same sense of common good and public service, and strives to satisfy their needs under the best possible conditions. It provides its cooperative shareholders with a comprehensive range of savings products, loans and guarantees. In 1974, it entered into a partnership with the Banques Populaires, giving its cooperative shareholders access to a full range of local banking services. Nearly 2,3 million cooperative shareholders have already joined CASDEN and Banque Populaire to enjoy exclusive advantages reserved for civil servants.

One of the specific features of CASDEN Banque Populaire is its activist network: CASDEN delegates defend the cooperative bank’s values and messages in the regions and run a network of correspondents who pass on information about CASDEN to their colleagues.

In its capacity as a company active in the social economy, CASDEN Banque Populaire promotes strong values such as cooperation, solidarity, equity, mutual trust, local presence, etc. It is particularly active in the fields of education, research, culture, sport, health, etc., and has forged many long-term partnerships with organizations, associations and foundations that share the same values. 

A few dates

  • 1951

    Creation of the Caisse de Prêts de l’Education Nationale de Seine et Oise in the form of an association set up by, and for, teachers. One of its goals is to support all teachers by helping them with essential expenses related to setting up home for their families or educating their children.

  • 1957

    It became CASDEN Banque Populaire.

  • 2015

    CASDEN Banque Populaire makes its services available to all members of the French civil service.

Senior Management

François Brun

François Brun

Chairman

Isabelle Rodney

Isabelle Rodney

Chief Executive Officer

2023 figures
  • Nearly 2.3 million of cooperative shareholders
    Nearly 2.3 million of cooperative shareholders
  • 594 of employees
  • €243m of net banking income
    €243m of net banking income
  • €89m of net income
    €89m of net income

Savings and loans: a true reciprocity

CASDEN Banque Populaire offers its cooperative shareholders a novel banking approach: everyone’s savings finance everyone’s projects. Indeed, the cooperative shareholders’ savings deposits earn them CASDEN Points(1), which are used to reduce their borrowing rates(2). As a result, the more shareholders save, the lower their borrowing rates become(2).

(1) Points are recognized at the end of each month.
(2) Offer subject to conditions and within the limits set by the loan offer, subject to acceptance of your file by the lending institution, CASDEN Banque Populaire. For the financing of an operation covered by Articles L 313-1 et seq. of the French Consumer Code (real estate loan), the borrower has a ten-day cooling-off period before accepting the loan offer. The completion of the sale is subject to obtaining the loan. If the loan is not obtained, the seller must reimburse any sums paid. For consumer credit, the borrower benefits from the legal withdrawal period.

The strength of the partnership with Banque Populaire

Working with the Banques Populaires, CASDEN Banque Populaire offers its cooperative shareholders a comprehensive local banking service geared to meeting their needs. By becoming cooperative shareholders of CASDEN as well as customers of Banque Populaire, they can carry out all their banking operations within the same branch, enjoy access to the full range of services provided by both banks under the best conditions, and benefit from a very generous welcome offer. Another advantage is that cooperative shareholders who have not yet collected enough CASDEN Points can benefit from CASDEN’s guarantee covering loans granted by Banque Populaire. 

CASDEN Banque Populaire committed to promoting sporting activities

CASDEN Banque Populaire is committed to promoting sporting activities and civic values through the various initiatives it organizes for members of the French civil service and its own employees.

  • Highlighting social and civic issues

    CASDEN Banque Populaire has always shared the values associated with social and civic issues. These include the development of sporting activities for all, particularly from an early age, the fight against sedentary lifestyles, the promotion of equal opportunities, social inclusion through sport, and changing people’s attitudes to disability

    CASDEN Banque Populaire brings together its cooperative shareholders and regionally-based correspondents around sporting events and supports events organized around the promotion of sporting practice, particularly in schools.

    Since 2022, CASDEN and Banque Populaire have been organizing the Défi des pas (“The Step Challenge”), a solidarity initiative open to civil servants and employees of the organizing banks. The aim of this challenge is to encourage participants to team up and take as many steps as possible in order to generate a donation for the Fondation des Hôpitaux (“Hospital Foundation”).

  • Supporting sportsmen and women in the civil service

    CASDEN Banque Populaire is committed to supporting civil servants who take part in athletic competitions.

    This is why the athletes it supports within the framework of the Pacte de Performance program are all members of the French civil service: Manon Apithy-Brunet, sabre fencer and maréchal des logis (non-commissioned officer equivalent to the rank of sergeant) in the national gendarmerie, Cyrielle Duhamel, swimmer and deputy police officer, Manon Genest, para athlete and engineer at the Ministry of the Armed Forces, and Maxime Pianfetti, sabre fencer and high-level sportsman police officer.

  • Encouraging employees to take part in sporting activities

    CASDEN Banque Populaire has set up a number of in-house initiatives to bring its staff together and encourage sporting activities.

    It has created a specific range of actions and events: participation in sports tournaments, support for our CASDEN athletes during their national sports competitions, events organized to allow interested employees to discover new sports, well-being sessions, solidarity sports challenges, etc.

    It also provides its head-office staff with a room fitted out with sports equipment and theme-based training courses.

    By encouraging its employees to take part in daily sporting activities, whatever their level, CASDEN Banque Populaire aims to encourage them to take greater care of their personal well-being. Now, more than ever, this question of health and well-being has become a major issue and a challenge essential to ensuring the quality of life at work.

CASDEN Banque Populaire