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Crédit Coopératif

Crédit Coopératif is distinguished by more than 125 years of experience in cooperative banking and the pursuit of a single vocation: to foster the development of a real economy generating greater social and environmental value.

12 bd Pesaro
92000 Nanterre

Phone + 33 (1) 47 24 85 00

Le Crédit Coopératif en 100 secondes

Crédit Coopératif is a bank that enjoys benchmark status in the social and solidarity-based economy, a bank that takes a different approach to business development and social commitment. Thanks to its humanistic and ecological values, and the solutions it designs to ensure money remains a socially useful tool, it boasts a unique status in the banking community.

It is in its capacity as a banker that Crédit Coopératif defines its strategy for future action, constantly inventing new tools to finance an economy at the service of human well-being and to prove that it's possible to do banking in another way.

125 years of cooperation in favor of the cooperative movement and its customers.

The bank belongs to its customers/cooperative shareholders.

1 person = 1 vote

The vote of each cooperative shareholder has the same value, irrespective of the number of shares he or she may own.


Senior Management

  • Jérôme Saddier

    Jérôme Saddier


  • Benoît Catel

    Benoît Catel

    Chief Executive Officer

Crédit Coopératif is the bank for those who have decided to take a different approach to business development, to develop another type of economy and build another future.

For its customers/citizens

Thanks to the innovative products designed by Crédit Coopératif, our customers/citizens can take control of how their money is used by supporting projects developed by individuals and entities working to develop a more equitable and greener world. By holding income-sharing products, traced products, or "products of influence", they become actively involved in a more socially committed type of finance.

For the social and institutional economy

Crédit Coopératif’s active involvement in the voluntary sector (associations), public interest bodies, and players active in the fields of culture, social & professional insertion, education, trade unions, the local & regional economy, etc. derives from the realization that these sectors represent a long-neglected reserve of creative energy, a real economic and social force turned towards the future. Helping these entities to develop their activities, encouraging their dynamism, supporting their transformation is the role that Crédit Coopératif has given itself: to promote finance that is beneficial to all.

For companies active in the real economy

When you are convinced that the cooperative model can transform the life of a whole region, when you understand how much small and medium-sized businesses contribute to GNP growth, when you realize that the development of organic food, fair trade, and renewable energy are vital opportunities… it means that you belong to the community of men and women who have decided to adopt a different approach to business, along with Crédit Coopératif: for a different kind of economy, and for a different future.

For protected adults and their legal representatives

Committed to a kind of finance that leaves no one behind, Crédit Coopératif is actively committed to the fight against exclusion, notably in favor of those who support the most vulnerable members of our society. In the case of customers under legal guardianship, the drive to promote banking inclusion finds expression in a specific offer for protected individuals and active collaboration with guardians’ associations and legal representatives for the protection of adults.

Where does money come from? Where does money go?  

Since Crédit Coopératif’s vocation is to use the money entrusted to it to oil the wheels of the real economy, its balance sheet is chiefly comprised of customer assets & liabilities. As a result, more than two thirds of its loans are granted to players in the social & solidarity-based economy.

Discover where the money used by Crédit Coopératif comes from and where it goes...

Figures 2020

Leader in socially committed finance: traced products, income-sharing products, and ‘products of influence’ including 25 solidarity-based products awarded the Finansol label


€74 m€ in aggregate donations to 54 partner associations and foundations thanks to income-sharing products


1,965 employees


434,573 customers (legal entities and individuals)



Money is made to flow...

... But there is a direction that enables your money to produce beneficial outcomes as it flows. This is what the Crédit Coopératif offers you with its socially committed products: a bank account and monitored passbook savings accounts where deposits are used to finance projects that are useful to society, the economy, and the environment.