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Oney, a French bank founded in 1983 and boasting an international presence, is a subsidiary of Auchan Holding and, since October 22, 2019, of Groupe BPCE.

34 avenue de Flandre
59170 Croix

Phone +33 (0) 9 69 32 86 86

Its dual culture as a banker/retailer means that it's a different kind of bank, supporting the daily lives of eight million customers by offering simple, secure, and innovative in-store and online shopping experiences that make it an active player in the development of new consumption patterns.

A subsidiary of Groupe BPCE (50.1%) and Auchan Holding (49.9%),

Present in 12 European countries, Oney is an expert in payment, financing, digital identification, and insurance solutions. 

We are both bankers and retailers; we build on our distinctive market positioning and expertise developed over more than 35 years to design innovative payment solutions and financial services for retailers and their customers.

Senior management

  • Jean-Yves Forel

    Jean-Yves Forel


  • Jean-Pierre Viboud

    Jean-Pierre Viboud

    Chief Executive Officer

2020 figures

7,8 million individual customers


550 retail and e-merchant partners


2,600 employees worldwide



The French leader in split payment solutions

Oney is now the French leader in 3x or 4x online and in-store split payment solutions, and offers this service to customers of more than 450 retailers and e-merchants in five European countries. 

Specialist in fraud detection and digital identification

Oney, working through its subsidiary Oneytrust, is a leader in fraud detection and digital identification and provides its solutions throughout Europe.

35 years of experience as a co-branded card issuer

More than 6 million holders of private payment cards and bank cards in Europe have access to cash and split-payment facilities in stores, directly at the checkout, as well as on e-merchant sites.

A company committed to corporate responsibility through a CSR policy integrated into its development model

Through its commitments, Oney is striving to create a fairer world by offering a springboard to the projects of the people around it, a more humane world by promoting human value through its digital transformation, and a more sustainable world by developing more rational forms of consumption. 

Oney starts operations in Germany

In pursuit of its ambition to become the European leader in split payment and to broaden its range of services and solutions provided for its retail partners and customers, Oney is continuing to expand (sept2020) its presence in Europe with the launch of operations in Germany, the third largest European country for e-commerce.