Inspired at all times by this innovative mindset, our ambition now is to speed up the pace of change notably in support of the digitalization of retail with new tailor-made digital services.
- Split payment solutions with Oney+
- Digitalization of processes thanks to the expertise of the Group's FinTech companies: Dalenys and PayPlug
- The Group's partnership with MENIGA for the development of new-generation digital services
Our innovative capacity should now allow us to enter a new era defined by data and artificial intelligence: an innovative, ethical and secure use of data to assist our customer advisors, to enhance relationships with their customers and, more generally, to serve all the business activities of banking and insurance. Innovation is key to enabling us to provide our customers with even better support at key moments in their lives.
Because our innovative spirit is also inspired by openness, we are resolutely committed to cooperating with the most innovative players. This approach should enable us to achieve our ambitions in new technological markets such as open banking, cybersecurity, the green economy, coaching in expense and savings management, etc.
Offering customers new value-added services that complement those we already provide thanks to partnerships with non-banking players, working with innovative companies selected for the quality of their value propositions… are some of the opportunities promised by open banking. This approach also means opening up our own services to our partners via secure APIs to enable them to offer our solutions their own customers.
- Open Data: the 1st banking group in France to make public data sets derived from its entities available to the general public. More than 170 public data sets are available.
- Open API approach: running the Open API web portal and creation of the API Thinking collective