A cooperative group
and four major business lines
.

Groupe BPCE operates in the retail banking and insurance fields in France via its two large networks, Banque Populaire and Caisse d’Epargne, along with Banque Palatine. With Natixis, it also runs global asset management, corporate & investment banking and payments business lines.

Cooperative shareholders, the basis of our model

Cooperative shareholders: they own 100% of the capital of the Banques Populaires and Caisses d’Epargne banks via cooperative shares. Their representatives constitute the Boards of Directors of the Banques Populaires and the Steering & Supervisory Boards of the Caisses d’Epargne.
Banques Populaires and Caisses d’Epargne banks: they each own 50% of BPCE’s capital.
BPCE : the Group’s central body.
BPCE’s subsidiaries, including Natixis, Banque Palatine, Oney and the subsidiaries grouped togetherwithin the Financial Solutions & Expertise division.

Organization of Groupe BPCE at December 31, 2019

Organization chart of Groupe BPCE at 31.12.2019

The Fédération Nationale des Banques Populaires (FNBP) and the Fédération Nationale des Caisses d’Epargne (FNCE) represent and express the views of the two networks and their cooperative shareholders and conduct strategic thinking on their behalf.

Our four business lines

Through our companies, we offer a comprehensive and diversified array of deposits & savings, cash management, financing, insurance and investment solutions