Groupe BPCE
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A universal cooperative banking model serving customers and the economy

Logo Groupe BPCE

Groupe BPCE is the second-largest banking group in France. Through its 100,000 staff, the group serves 35 million customers – individuals, professionals, companies, investors and local government bodies – around the world. It operates in the retail banking and insurance fields in France via its two major networks, Banque Populaire and Caisse d’Epargne, along with Banque Palatine and Oney. It also pursues its activities worldwide with the asset & wealth management services provided by Natixis Investment Managers and the wholesale banking expertise of Natixis Corporate & Investment Banking.

2022 figures

35 million customers as at 12/31/2022


9 million cooperative shareholders


100,000 employees


Net banking income of

€25.7bn as at 12/31/2022


Present in over

40 countries


Assets under management

18th worldwide as at 12/31/2021 (source Cerulli Associates)



Performance founded on the strength of our cooperative model and expertise

Our successful universal cooperative banking model is built around strong, well-recognized brands with close ties to their customers. With retail banking standing at the heart of our strategy, our decentralized organization fosters a spirit of enterprise and allows us to operate from a long-term perspective.  

Our cooperative model is both modern and historic, and we are convinced it is a model for the future, in tune with the expectations of society.

Groupe BPCE is the second-largest banking group in France and finances over 20% of the French economy.

Serving our customers in all their projects

Whether individuals, professionals, not-for-profit associations, businesses of all sizes…, our customers have constantly-evolving expectations and ever-increasing demands in terms of accessibility, personal attention, advice and service. 

Whether regional, national or international, our banks harness their short-decision making circuits to support customers in all their projects.    

14 Banques Populaires banks including 2 national affinity banks, CASDEN and Crédit Coopératif


15 Caisses d’Epargne



Benchmark player in green and sustainable finance



20% of the market in France (Source : Natixis)



Our objective: to be a front-ranking player in banking, insurance, and asset management at the service of all 

Groupe BPCE is fully capable of accelerating the pace of its development in an environment where people have high expectations regarding the local dimension, the need for support, and the ability to trust: a set of expectations with which Groupe BPCE’s multi-brand cooperative banking model is perfectly aligned.

With its new “BPCE 2024” strategic plan, the group intends to seize present and future opportunities and to provide concrete responses to the concerns of its customers and of society at large. With its three strategic priorities – Winning Spirit, Customer, and Climate – and its three key principles – Simplicity, Innovation, and Security – the group is nurturing strong ambitions for all its business lines.