A universal cooperative banking model serving customers and the economy
35 million customers as at 12/31/2022
9 million cooperative shareholders
Net banking income of
€25.7bn as at 12/31/2022
Present in over
Assets under management
18th worldwide as at 12/31/2021 (source Cerulli Associates)
Performance founded on the strength of our cooperative model and expertise
Our successful universal cooperative banking model is built around strong, well-recognized brands with close ties to their customers. With retail banking standing at the heart of our strategy, our decentralized organization fosters a spirit of enterprise and allows us to operate from a long-term perspective.
Our cooperative model is both modern and historic, and we are convinced it is a model for the future, in tune with the expectations of society.
Groupe BPCE is the second-largest banking group in France and finances over 20% of the French economy.
Serving our customers in all their projects
Whether individuals, professionals, not-for-profit associations, businesses of all sizes…, our customers have constantly-evolving expectations and ever-increasing demands in terms of accessibility, personal attention, advice and service.
Whether regional, national or international, our banks harness their short-decision making circuits to support customers in all their projects.
14 Banques Populaires banks including 2 national affinity banks, CASDEN and Crédit Coopératif
15 Caisses d’Epargne
Benchmark player in green and sustainable finance
20% of the market in France (Source : Natixis)
Our objective: to be a front-ranking player in banking, insurance, and asset management at the service of all
Groupe BPCE is fully capable of accelerating the pace of its development in an environment where people have high expectations regarding the local dimension, the need for support, and the ability to trust: a set of expectations with which Groupe BPCE’s multi-brand cooperative banking model is perfectly aligned.
With its new “BPCE 2024” strategic plan, the group intends to seize present and future opportunities and to provide concrete responses to the concerns of its customers and of society at large. With its three strategic priorities – Winning Spirit, Customer, and Climate – and its three key principles – Simplicity, Innovation, and Security – the group is nurturing strong ambitions for all its business lines.